PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS SITE

These terms and conditions (these “Terms”) contained herein on this webpage, shall govern your use of this website (pelagosinsurancecapital.com), including all pages within this website (collectively referred to herein below as the “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Terms.

Who we are

Pelagosinsurancecapital.com is operated by Pelagos Insurance Capital Limited and its subsidiaries (“we”, “Pelagos Insurance Capital” or our “Group”). We are a strategic capital allocator and expert risk selector in specialty insurance and reinsurance, headquartered in Bermuda with offices in London and Dublin. Pelagos Insurance Capital Limited is a company incorporated in Bermuda with the company number 49414, with its principal place of business at Wellesley House South, 90 Pitts Bay Road, Pembroke, HM08, Bermuda.

Regulatory Status of our Entities

Certain entities within our Group are authorised and regulated in relevant jurisdictions as insurers. The details of each of these entities are as follows:

Bermuda

Pelagos Insurance Capital Limited is subject to group supervision by the Bermuda Monetary Authority.

Pelagos Insurance Capital Bermuda Limited is authorised and regulated as a Class 4 insurer in Bermuda by the Bermuda Monetary Authority, with its registered address being Clarendon House, 2 Church Street, Hamilton, Pembroke, HM11, Bermuda.

United Kingdom

Pelagos Insurance Capital Underwriting Limited (FRN: 709360) is authorised in the United Kingdom by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, with its registered address being 22 Bishopsgate, Level 43, London, England, EC2N 4BQ.

Ireland

Pelagos Insurance Capital Ireland DAC is authorised and regulated in Ireland by the Central Bank of Ireland, with its registered address being 70 Sir John Rogerson’s Quay, Dublin 2, Ireland.

There are other terms that may apply to you

The following additional terms also apply to your use of our Website:

• Our Privacy Policy, which explains how we collect, use and store your personal data.
• Our Cookies Policy, which sets out information about the cookies on our site.

We may make changes to these terms

We may amend these Terms from time to time, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website. These Terms were most recently updated in May 2026.

How you may use material on our site

Pelagos Insurance Capital and/or our licensors are the owner or the licensee of all intellectual property rights in this Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Restrictions

You are expressly and emphatically restricted from all of the following:

1. publishing any Website material in any media without our prior written consent;
2. using this Website in any way that is, or may be, damaging to this Website or to any person or business entity, including Pelagos Insurance Capital;
3. using this Website in any way that impacts access to this Website;
4. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to this Website, or to any person or business entity, including Pelagos Insurance Capital; or
5. using this Website to engage in any advertising or marketing.

No text or data mining, or web scrapping

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our Website or any services provided via, or in relation to, our site for any purpose, including the development, training, fine-tuning or validation of AI systems or models. This includes using (or permitting, authorising or attempting the use of):

• Any “robot”, “bot”, “spider”, “scraper” or other automated device, program, tool, algorithm, code, process or methodology to access, obtain, copy, monitor or republish any portion of our site or any data, content, information or services accessed via the same.
• Any automated analytical technique aimed at analysing text and data in digital form to generate information or develop, train, fine-tune or validate AI systems or models which includes but is not limited to patterns, trends and correlations.

The provisions in this clause should be treated as an express reservation of our rights in this regard, including for the purposes of Article 4(3) of the Digital Copyright Directive ((EU) 2019/790).

You shall not use, and we do not consent to the use of, our site, or any data published by, or contained in, or accessible via, our site or any services provided via, or in relation to, our site for the purposes of developing, training, fine-tuning or validating any AI system or model.

This clause will not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us.

Linking to our Website

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Website in any website that is not owned by you.

Our Website must not be framed on any other site, nor may you create a link to any part of our Website other than the home page.

We reserve the right to withdraw linking permission without notice.

Links to other sites

Certain links in this Website will lead you to websites or pages that are not under the control of Pelagos Insurance Capital. Links are provided for convenience and inclusion of any link does not imply endorsements in any way of the site to which it links. Pelagos Insurance Capital accepts no responsibility or liability of any nature whatsoever for these other sites or any information contained in them. 

No warranties

The content on our Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.

Limitation of Liability

In no event shall Pelagos Insurance Capital, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Pelagos Insurance Capital, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

Indemnification

You hereby indemnify to the fullest extent Pelagos Insurance Capital from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

Assignment

Pelagos Insurance Capital shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms, including any legal notices and disclaimers and the Privacy Policy contained on this Website, constitute the entire agreement between Pelagos Insurance Capital and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of England and Wales, and you submit to the exclusive jurisdiction of the courts located in England and Wales for the resolution of any disputes.